By far, the most important reason is for insurance purposes. Over the years, the value of your jewelry and gemstones can fluctuate greatly. If your last appraisal is over three years old it may be out-of-date and, as a result, your jewelry could be insured for less than its replacement value. That means you risk a substantial financial loss if your jewelry is lost, stolen or damaged.
For your protection, we recommend you have your jewelry appraised every three years. Chaikowsky Jewelry Appraisals, LLC will provide you with accurate appraisal reports based on current market values so you can obtain adequate insurance coverage.